It is the foundation of individual and institutional investment portfolios for many years. Instead of devoting the bulk of your assets in a particular sector or specific investment, you allocate assets in different types of investments. The underlying assumption of asset allocation is that each class will react somewhat differently to a given event in different markets and economic conditions. Different asset classes offer returns that are not perfectly correlated.
Based on your personal risk tolerance, investment objectives, time horizon and other factors, your portfolio might include some or all of the following:
Cash and Cash Equivalents*
The concept of asset allocation can be fairly straightforward. But determining the right mix can be complicated.
Allocating your assets among different investments to reduce risk is known as diversification. Making the right mix of investments in your portfolio, you may be able to limit your losses and reduce the fluctuations of investment returns without sacrificing too much potential gain. *
It is to bring your portfolio back to your original asset allocation mix. Overtime, some of your assets may become out of alignment with your original investment allocations. Some investments may grow faster or slower than others. By rebalancing, your portfolio will be realigned with your investment allocation. *
Our firm has access to a number of nationally recognized professional money managers, 12,000+ mutual funds and over 100 top insurance carriers. As we do not work for any of these companies we are completely objective while selecting any product for our clients.
Markets may be volatile, but our values are steadfast. We are dedicated to serving our clients with integrity and are committed to the following principles:
- honest, transparent, and open communication
- highly responsive, professional, first-class service
- unbiased and timely advice
- steadfast dedication to our belief that "clients interests always come first"
* Asset Management Programs do not guarantee a profit and do not protect against future losses.